Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Wednesday, March 26, 2025

Every month, the good folks at Facebook send me 10 bucks for no good reason


Right from the start of today's post, it's important to mention two things, at least one of which you already know:

(1) This blog is an exceedingly small part of the Internet and is read by only a handful of exceedingly smart individuals (that's the part you already knew).

(2) I am fully aware of this fact and harbor no illusions of the blog's reach and influence.

Having established that, I will also tell you that every month, without fail, the Facebook people send me $10 or so for being a "digital creator." And since 90% of my Facebook posts are blog links, they're basically paying me for driving traffic here to 5kids1wife.com

This is funny to me for several reasons, not the least of which is that I would be doing the same thing even if they didn't pay me. It's also funny because I'm sure there are powerful cyber-influencer types to whom Facebook (actually its parent company Meta) pays hundreds and probably thousands of dollars.

What I get is chump change, and deservedly so.

Still, the fact is I get it, which means the engagement I create on Facebook must be worth something to Meta CEO Mark Zuckerberg.

I don't know why Mark finds my traffic to be of value, but he is, if nothing else, pretty savvy when it comes to making money.

The actual amount I receive depends on how many Facebook likes, comments, clicks, etc. I generate in a certain month. It varies from as low as $8 to $12 or more. I just say $10 because it's an even number and it sounds good.

Until I started receiving these payments from Meta, I didn't know this is how the Internet works. The more traffic the better for these giant digital platforms for whom more eyeballs on advertisements means more revenue.

You will be glad to know I invest these monthly stipends back into the blog to make it better, which is to say I usually buy coffee with them. Coffee motivates me to write, which keeps all of you graciously coming back, which keeps 5kids1wife.com going.

So every time you click on one of my blog links, or like or comment on one of my Facebook posts, you are stimulating the economy, which feels like a very patriotic and admirable thing to do.

In the end, your engagement doesn't really benefit me so much as it benefits you and our whole economic infrastructure.

So keep being a virtuous person and click/like/comment to your heart's content. You are an upstanding and high-minded citizen.

Yeah...that's it. 

Monday, August 26, 2024

Home renovations: Hemorrhaging money and loving every minute of it

This is our new 23-foot Trex deck when it was completed and before we started putting stuff on it.

We are the midst of a series of home renovation projects, all of which involve us hiring various contractors to complete projects around our property that, had I been born with the Handy Gene, I might have done myself.

Alas, though, I was not, and therefore we have a choice either to shell out thousands of dollars to these professionals or watch our house fall down around us.

Like many other homeowners before us, we have chosen to deplete our savings account.

It all started last fall when a basement flood forced us to replace all of the trim and various doors in our basement. We hired a contractor to perform the repairs, and he turned out to be...less than satisfactory. His replacement, recommended by our daughter Elissa, was the complete opposite: Fast, competent, skilled, and a great communicator.

He completed the job in a matter of a couple of weeks.

So we hired him to replace our battered old wooden deck. It's beautiful.

We would love for him to do even more work for us, because I've discovered that a good contractor is worth his weight in gold.

We're still looking to remodel our nearly-30-year-old kitchen this year, and we need a lot of interior painting done.

With each job and each batch of building materials and supplies, our bank account gets lighter. Sometimes by frightening leaps and bounds.

Yet we grin and bear it, because the end result of each job is so nice.

Nice enough to justify huge depletions of our rainy fund?

Well...I don't know. I can tell you the Trex deck is amazing, though, for what that's worth.


Wednesday, April 3, 2024

Despite what I thought, an empty nest can still sometimes mean an empty wallet

 


My longtime Wickliffe friend Laura Jones got a kick out of it some years ago when I posted the image above in reference to how expensive it can be to have kids.

This was back when most of our children lived at home and there were always school fees, sports fees, large grocery bills and related accounts payable to attend to.

My assumption then was that one day, when they moved out, the constant outflow of cash would cease, and Terry and I would live in peace and financial prosperity the rest of our days.

What can I say? I was young and naïve.

The reality, I'm now finding with only the 18-year-old living under our roof, is that while there are fewer kid-related expenditures now than they're used to be, we still end up funding our offspring from time to time in various ways.

For example, the rule in our family has generally been that, if you decide to move out and live on your own, this is an admirable choice that comes with certain realities and consequences. Like, you need to get your own car insurance and start paying for your cell phone.

That kind of thing.

This doesn't automatically occur the second the child gets his/her own house or apartment, but over time it does become reality.

In the meantime, during the transition period, we end up providing unintended subsidies to ensure our kids are driving legally, kept connected to the outside world with a functioning phone, and, you know, eating regularly.

We do this willingly and lovingly, of course. But the point is, we do it.

So does Laura with her two daughters.

And probably so do you if you have older kids.

You never stop being a parent, but eventually you do stop being a savings and loan for your children.

It just takes a bit longer than you might think.

And that's OK. Particularly if you don't mind eating cat food in your retirement years.





Sunday, May 23, 2021

Allowing your spouse the financial freedom to pursue a hobby


For many years, Terry told me I needed some sort of hobby or side project to distract my mind from the day-to-day grind of work and family.

I finally took her up on it late last year when I got back into playing the saxophone. I practice almost every day and really enjoy it.

But it is not an inexpensive pursuit.

Since Christmas she has allowed me to buy:

  • The best tenor sax I've ever owned ($2,000)
  • A new mouthpiece for it ($325)
  • Reeds (an ongoing expense that so far has totaled maybe 50 bucks)
  • Various instructional books as suggested by my teacher Ed (well over $100)
  • A new neck strap ($12)
  • Accessories that include a reed case, swabs to clean the mouthpiece/neck/body, and other items I'm probably not even considering at the moment (again, probably $100 or more)
Granted, much of this comes from "extra" money we've recently gleaned from various sources. But still, we have a mortgage, kids, etc. As CFO of the family, it was well within her right to veto any of these purchases.

Yet she let them all go, because she's wonderful.

You can't put a price on your partner's happiness. Despite what I consider to be slow progress in my playing, the sax is a source of contentment for me.

As far as I'm concerned, Terry can do whatever she wants for herself, whether it's related to crafting or any other hobby she wants to take up.

Having to listen to me squeak out diminished 7th arpeggios and scales for hours on end has earned her at least that much.

Monday, October 12, 2015

10 ways I'm different now than I was 20 years ago

(1) I love coffee and wine. I used to hate coffee and wine. Especially wine. Now I regularly consume both. There is no logical explanation for this.

(2) I lost hair on top of my head. Most days I forget this is the case, because I don't regularly look at the top of my own head. Then I'll see a picture of myself from the back and realize, "Oh yeah. That."

(3) I'm more careful about using the brakes on my car so they last longer. A few $600+ brake jobs will do that to you.

(4) I no longer sincerely believe the Cleveland Browns or Cleveland Indians will win a championship during my lifetime. I used to hold on to this belief because I couldn't stand the alternative. Now I'm more honest with myself.

(5) I don't talk as fast. Or at least I don't think I do. I used to talk fast all the time. Maybe my brain is slowing down. Or maybe I'm just generally a lot calmer.

(6) I listen to a lot of classical music. Much like coffee and wine, I was never a fan until a few years ago. Who knows why?

(7) I not only don't need to have a lot of money, I don't WANT a lot of money. I've seen the problems money causes. No thank you. (Nor am I looking to be poor, either, mind you. Just comfortable. How about that?)

(8) Twenty years ago my worldview was limited to North America, as I had only visited various parts of the U.S. and Eastern Canada at that point (well, I guess I also spent a few hours in Mexico when I was 8). Since then I have visited Germany, France, the UK and China. It's amazing what spending time in foreign countries will do to your perspective.

(9) I don't wear glasses anymore. Nor do I wear contacts. God bless you, Guy Who Invented LASIK Surgery.

(10) The number of children in my house has exploded by 400%. This is more of a wonderful thing than I can even begin to describe to you.